palmer



W. B. PALMER.

CHECK BOOK.

APPLICATION FILED APR. 18. 1917.

1,307, 1 Q3. Patented June 17, 1919.

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WITNESS B PALMER.

CHECK BOOK.

APPLICATION FILED APR. 18. IBM,

laronted June 17, 1919.

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Specification of Letters Patent. P mnm Jump 11919 I Application filed Aprll18,1917. Seria11t'o. 162,870.

} To all whom it mayfconcem which the followin Be it known that LYWILLIAM B. PALMER," a citizen of the United v Conejo, in the county of Fresno and State of California, have invented certain new and useful Improvements in Check-Books, of

is a specification.

This invention re ates to improvements in check books, more particularly although not exclusively to what are known. as' 'pocket check books, such asare commonly'carrled on the person of the user. The principal 010-" ]ect of the invention is to provide a check book which shall embody in and as a part of its physical structure a handy and convenient means for delimiting each check therein and preventing its fraudulent .raising to any amount substantially greater than that for which it is drawn.

Check limiting machines and devices of various sorts are, of course, in quite general use; but, so far as I' am aware, these are for the most part entirely separate and distinct from the check book itself, and, where Suficiently small and lightto be carried on-the or forgotten. Some of these devices are detachably mountedon the cover of the check book so as to be removable for use with a new book when the old book is exhausted; but even such devices are liable to become separated from the book and lost. One

characteristicof my present invention is the invention is to fixed and permanent association and connection of the check limiting means with the check book itself, and a further object of the provide, permanently bound in or otherwise connected to the check book,

a check limiting device of such simple and inexpensive structure that banks can readily afford to give them away to their customers. My invention, its manner of use, and the merits and advantages inherent therein-will be readily appreciated and understood from the following detailed description taken in connection with the aocompanyin draw- 5 Vice to the ings forming a part of wherein Figure 1 is a perspective view of a foldable pocketcheck book having my present invention-embodied therein; i

Fig. 2 is a cross-section on the line 22 of Fig. 1 illustrating one simple means of permanently binding the check limiting destub of the book; Fig. 3 is a plan view illustrating the manthis speci cation,

States, residing at detachably connected to the notch indicating that ner of marginally'notching a check to delimit the same;

.Fl g. dis a fragmentary View showing a portlon of the check after it has been delimited. V

Referring to the drawings, 5 designates e cover, 6 the stubs, 7 the checks, and 8 theflap of a commontype of pocket check book now in general use which is foldable substantially midway of its length.

Y Referring to the checks themselves,it will be: observed that each check is" provided along its four margins with rows 9 of numorals in multiples of 5 and'10 having a range of from $1 to $1000. In the lower left hand corner of the check is a printed notice 10 indicating that the check is not good for .more than the smallest amount notched out on the margin. The checks are 7 stubs by the .usual (perforated lines 11.

12 esignates a thin plate, preferably of sheet steel, from which is punched a raised V-shaped tongue 13. On either side of the tongue 13 are a pair of u set lugs 14 formmg stops for the edge 0 the checkin the manner clearly shown in Fig. 3, when the edge of the check is inserted beneath the tongue 13. The opposite edges of the plate 12 arepreferably notched as shown at 15,

one margin thereof is then inserted beneath the tongue13 and against the stops 14 so that the tongue overlies the number indieating the amount for which the check is drawn, or the next largest even number in excess of the amount for which the check is drawn. With the thumb of one hand pressing on the tongue 13, the check is then drawn upwardly and rearwardly by a quick movement of the other hand, thus providing the marginal notch 17 shown in Fig. 4, this the check is not good greater than that which has for an amount been notched out.

including bound in The entire delimiting means, the notching device permanently the stub and the-marginal numbering of the checks involves such a trifling additional cost in the manufacture of the check book that banks can readily afi'ord to furnish them to their customers. It will readily be seen that so long as the 'book lasts it is impossible to dissociate the limiting means from the book itse1f,-which1 consider a great advantage over check limiting devices which are entirely separate and; easily liable to be lost or mislaid. Y

Without limiting myself to the precise details shown and described, I claim:

1. The combination with a check-book having a stub portion, of a check-notching device comprising a plate located on the top of said stub portion and having an integral tongue raised above the. plane of the plate, and means for fixedly securing said plate to said stub portion. I

momma 2. The combination with a check book having a stub portion, of a check notching device comprising a plate located on the top of said stub portion and having an integral tongue and stop lugs on either side of said tongue respectively, both said tongue and stop lugs being raised above the 'plane of the plate and means for fixedly securing said lateto said stub portion.

- 3. he combination with a checkbook including a plurality of checks; and "stubs therefor. permanently'bound in said book, of a check notching device comprising a plate having an inte ral raised tongue and stop lugs on either slde of said tongue respectively, and means for fixedly securing said plate to, and in aposition overlying, the stubs of the check-book.

WILLIAM B. PALMER. 

